NLCO Terms of Service

TERMS OF SERVICE Last Updated: February 10, 2026

1. AGREEMENT TO TERMS These Terms of Service constitute a legally binding agreement made between you, whether personally or on behalf of an entity ("you") and A New Life Company Ventures LLC ("Company," "we," "us," or "our"), concerning your access to and use of the www.anewlifecompany.com website as well as any other media form, media channel, mobile website, or mobile application related, linked, or otherwise connected thereto (collectively, the "Site").

By accessing the Site, you confirm that you have read, understood, and agreed to be bound by all of these Terms of Service. If you do not agree with all of these terms, then you are expressly prohibited from using the Site and you must discontinue use immediately.

2. INTELLECTUAL PROPERTY RIGHTS Unless otherwise indicated, the Site is our proprietary property and all source code, databases, functionality, software, website designs, audio, video, text, photographs, and graphics on the Site (collectively, the "Content") and the trademarks, service marks, and logos contained therein (the "Marks") are owned or controlled by us or licensed to us, and are protected by copyright and trademark laws.

3. USER REPRESENTATIONS By using the Site, you represent and warrant that: (1) All registration information you submit will be true, accurate, current, and complete. (2) You will maintain the accuracy of such information and promptly update such registration information as necessary. (3) You have the legal capacity and you agree to comply with these Terms of Service. (4) You are not a minor in the jurisdiction in which you reside.

4. INDEPENDENT CONTRACTOR RELATIONSHIP (FOR AGENTS) If you are accessing this Site to apply for a position or access agent resources (including "NLCO Engage"), you acknowledge and agree that your relationship with A New Life Company Ventures LLC is that of an Independent Contractor (1099) and not an employee .

Nothing in these Terms or on the Site shall be construed to create an employer-employee relationship, partnership, or joint venture between you and the Company.

You are solely responsible for your own taxes, insurance, and business expenses.

Usage of our training materials, leadership dashboards, or "Love, Lead, Live" philosophy does not constitute an employment contract.

5. NO FINANCIAL ADVICE The content provided on this Site, including training materials ("Money 101"), blog posts, and leadership resources, is for educational and informational purposes only.

We are not financial advisors, and the information contained herein does not constitute specific financial, tax, or legal advice.

All insurance quotes are estimates based on information you provide and are subject to underwriting approval by the respective insurance carriers.

You should consult with a qualified professional before making any financial decisions.

6. SMS TEXT MESSAGING By entering your phone number on our Site, you consent to receive text messages from us regarding your inquiries, quotes, or application status. Message and data rates may apply. You can opt-out at any time by replying "STOP" to any message.

7. PROHIBITED ACTIVITIES You may not access or use the Site for any purpose other than that for which we make the Site available. The Site may not be used in connection with any commercial endeavors except those that are specifically endorsed or approved by us.

8. LIMITATION OF LIABILITY In no event will we or our directors, employees, or agents be liable to you or any third party for any direct, indirect, consequential, exemplary, incidental, special, or punitive damages, including lost profit, lost revenue, loss of data, or other damages arising from your use of the site, even if we have been advised of the possibility of such damages.

9. GOVERNING LAW These Terms shall be governed by and defined following the laws of the State of Missouri. A New Life Company Ventures LLC and yourself irrevocably consent that the courts of Missouri shall have exclusive jurisdiction to resolve any dispute which may arise in connection with these terms.

10. CONTACT US In order to resolve a complaint regarding the Site or to receive further information regarding use of the Site, please contact us at:

A New Life Company Ventures LLC

10551 Barkley Street Suite #402 Overland Park, KS 66212

Email: [email protected]

Phone: 816-281-8028